Plan Features
AADHAR STAMBH - 943
Product Summary
Premium Payment Mode
Annuity Mode
-
Optional Benefits
-
Term
Premium Paying Term
-
Minimum Age at Entry
Maximum Age at Entry
Annuity Options
-
Minimum Purchase Price
-
Deferment Period
-
Joint Annuity
-
Maximum Cover Ceasing Age
-
Maturity Age
-
Sum Assured
-
Maturity Benefit
-
Death Benefit
-
Minimum Basic Sum Assured
-
Minimum age at the end of Premium Paying Term
-
Maximum Maturity Age
-
Maximum Maturity Age
75 years
Minimum Premium
Maximum Premium
Minimum Basic Sum Assured
Minimum Basic Sum Assured
-
Minimum Basic Sum Assured
-
Minimum Sum Assured
Maximum Sum Assured
Guaranteed Additions
-
Survival Benefits
-
Riders Available
Accidental Death and Disability benefit (ADDB)
Policy Benefits
On Death
Sum Assured + Vested Bonus + Final Addition Bonus (FAB) if any, OR 7 times of Annualized Premium, OR 105% of all premiums paid as on death, WHICH EVER IS HIGHER.
On Survival
Basic Sum Assured + Vested Bonus + Final Additional Bonus (FAB)
On detection of Early Stage Cancer
-
On detection of Major Stage Cancer
-
Settlement Option
-
Multiple Allowed
-
Surrender Value
Policy can be surrendered at any time during the policy term provided at least 2 full years premium have been paid and two full years completed since inception of policy.
Loan
Loan can be availed at any time during the policy term provided at least 2 full years premium have been paid and two full years completed since inception of policy.
Income Tax Benefit
Premium paid under the policy is eligible for Tax rebate under section 80C. Maturity benefit under this policy is tax free under section 10 (10 D) of income tax act.
Proposal Form
From No 300 for major lives and Form No 360 for minor lives.
| Product Summary | |
|---|---|
| Premium Payment Mode | |
| Annuity Mode | - |
| Optional Benefits | - |
| Term | |
| Premium Paying Term | - |
| Minimum Age at Entry | |
| Maximum Age at Entry | |
| Annuity Options | - |
| Minimum Purchase Price | - |
| Deferment Period | - |
| Joint Annuity | - |
| Maximum Cover Ceasing Age | - |
| Maturity Age | - |
| Sum Assured | - |
| Maturity Benefit | - |
| Death Benefit | - |
| Minimum Basic Sum Assured | - |
| Minimum age at the end of Premium Paying Term | - |
| Maximum Maturity Age | - |
| Maximum Maturity Age | 75 years |
| Minimum Premium | |
| Maximum Premium | |
| Minimum Basic Sum Assured | |
| Minimum Basic Sum Assured | - |
| Minimum Basic Sum Assured | - |
| Minimum Sum Assured | |
| Maximum Sum Assured | |
| Guaranteed Additions | - |
| Survival Benefits | - |
| Riders Available | |
| Accidental Death and Disability benefit (ADDB) |
| On Death | Sum Assured + Vested Bonus + Final Addition Bonus (FAB) if any, OR 7 times of Annualized Premium, OR 105% of all premiums paid as on death, WHICH EVER IS HIGHER. |
|---|---|
| On Survival | Basic Sum Assured + Vested Bonus + Final Additional Bonus (FAB) |
| On detection of Early Stage Cancer | - |
| On detection of Major Stage Cancer | - |
| Settlement Option | - |
| Multiple Allowed | - |
| Surrender Value | Policy can be surrendered at any time during the policy term provided at least 2 full years premium have been paid and two full years completed since inception of policy. |
| Loan | Loan can be availed at any time during the policy term provided at least 2 full years premium have been paid and two full years completed since inception of policy. |
| Income Tax Benefit | Premium paid under the policy is eligible for Tax rebate under section 80C. Maturity benefit under this policy is tax free under section 10 (10 D) of income tax act. |
| Proposal Form | From No 300 for major lives and Form No 360 for minor lives. |
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